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upfront fees

AFM

answered on 24-Apr-26 16:16

can we take 5 year because from may 19 till now icai ans may change ? if asked same question [Video Time Stamp: 29:12]

latest answer

I am not aware of any such question in last few years w.r.t Upfront fees in ECB in IRRM chapter where they could have changed the solution If you are aware let me know I would continue to use May 19 Suggested answer method, till they come up with a revised solution in latest RTP / MTP / SA/ ICAI SM

Vinod Kumawat

Vinod Kumawat

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Illustration 37

AFM

answered on 24-Apr-26 16:04

Sir can I use the equation first year 1+s1=1+f1 Second year =(1+s2)^2 =(1+f1)(1+f2) like this in each year here s will be YTM [Video Time Stamp: 08:45]

latest answer

Yes the number Will and should match this way too But pls note forward rates are derived from spot rates and not the other way around

Mhd Mmp

Mhd Mmp

CA Final

740

1

78

Buy at spot

AFM

answered on 24-Apr-26 13:11

Sir, when the theoretical future price is lower than actual future price, the strategy is to buy at spot and sell future. Why do we always borrow to buy stock rather than using own fund? [Video Time Stamp: 22:00]

latest answer

In derivatives u assume we don’t have cash lying around Even if u have cash lying around there is an opportunity cost So we have to consider borrowing cost even if it is our own cash

SANJITHA

CA Final

1K+

1

116

Hedging

AFM

answered on 23-Apr-26 07:23

Sir, it is mentioned that hedging is to offset price risk in cash market by taking an equal but opposite position in the future market. But to buy dollars in cash market after some period, I will enter into buy future today, so both buy position in cash and future market, how is it the opposite position? [Video Time Stamp: 18:56]

latest answer

Hedging On due date you cancel the future and buy on cash Net price in cash market will be actual price plus / minus gain or loss in future market Opposite position is take.n when u have a portfolio andi seek to hedge it If u are already long on a stock and have plans to sell it on a future date u will sell a future contract now ie short Long and short are opposite U do in future market what u seek to do in cash market

SANJITHA

CA Final

1K+

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85

Delivery of stock

AFM

answered on 23-Apr-26 06:50

Sir, in the arbitrage scenario, at maturity are we delivering the stock to settle the future contract? Can it be also 2 separate transactions where stock is sold in the market at expiry date and future contract is closed on net cash settlement. [Video Time Stamp: 08:49]

latest answer

Yes

SANJITHA

CA Final

1K+

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MTP 2 May 26

AFM

answered on 21-Apr-26 19:03

In sub question 3, how did they decided that add 13 and reduce 3.5 and what is the logic behind this

latest answer

The reasoning they gave is that 3.5 year duration bond has too small a duration. Also it has a very high coupon so price impact of yield reduction will be very minimal hence they chose the next bond. Honestly am not sure how and why they come up with such questions and explanations 🤦 I

Hrishikesh Pradhan

Hrishikesh Pradhan

Qualified CA

18K+

3

132

Margin Money

AFM

answered on 21-Apr-26 11:41

Sir, Is the margin % calculated on the current market price of the asset? [Video Time Stamp: 12:00]

latest answer

In real world yes I’m icao margin is based on original contract value

SANJITHA

CA Final

1K+

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90

1st floorset and Payoff from floor

AFM

answered on 21-Apr-26 09:13

I need some clarification audio note on the same. I understand - generally that. 1st floor will always be after payment of 1st installment. And Payoff from floor start after the 1st floorset payment. Is it correct.? [Video Time Stamp: 07:19]

latest answer

Payoff

Vinod Kumawat

Vinod Kumawat

CA Final

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Exit Load

AFM

answered on 20-Apr-26 13:17

Sir, the exit load is charged at the redemption price right, will it be fine if we deduct 5% directly from the annualised yield%? [Video Time Stamp: 28:50]

latest answer

Depends on question and various aspects covered in it For not do a direct deduction like that Preferably compute separately

SANJITHA

CA Final

1K+

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89

Doubt

AFM

answered on 20-Apr-26 12:16

Here, 41.5 is the nominal value, but here we used the rates formula, instead of the absolute value. [Video Time Stamp: 21:55]

latest answer

Thank you sir

pavan kumar

pavan kumar

CA Final

3K+

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